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Bank Of St. Francisville

Saint Francisville, LA · Est. 1978 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bank Of St. Francisville is a bank based in Saint Francisville, Louisiana, established in 1978, with $398 million in total assets across 2 branches. By Trust Grade it ranks 53rd of 105 banks we track in Louisiana. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Bank Of St. Francisville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$397.9M
$100M–1B institution
Deposits
$346.4M
Branches
2
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.6%
Top 26% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#53
of 105 banks

How Bank Of St. Francisville compares to Louisiana peers

Capital ratio
Bottom 42% of $100M–1B peers
Bank Of
9.7%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Bank Of
1.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of St. Francisville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of St. Francisville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 5700 Commerce St, Saint Francisville, LA 70775
  • 5505 Highland Rd, Baton Rouge, LA 70808

Are deposits at Bank Of St. Francisville insured?

Yes. Bank Of St. Francisville is an FDIC-insured bank (FDIC certificate #22739). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of St. Francisville: frequently asked questions

Is Bank Of St. Francisville a good bank?

Bank Of St. Francisville earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.64%).

Is Bank Of St. Francisville FDIC-insured?

Yes. Bank Of St. Francisville is a FDIC-insured bank (FDIC certificate #22739). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of St. Francisville?

Bank Of St. Francisville holds $398 million in total assets, ranking 53rd of 105 banks we track in Louisiana. It operates 2 branches.

Does Bank Of St. Francisville have CFPB complaints?

No CFPB complaints against Bank Of St. Francisville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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