bank

City Bank & Trust Co.

Natchitoches, LA · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

City Bank & Trust Co. is a bank based in Natchitoches, Louisiana, established in 1933, with $378 million in total assets across 8 branches. By Trust Grade it ranks 5th of 105 banks we track in Louisiana. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against City Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$378.1M
$100M–1B institution
Deposits
$330.7M
Branches
8
Capital ratio
11.0%
Top 37% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.6%
Top 27% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#5
of 105 banks

How City Bank & Trust Co. compares to Louisiana peers

Capital ratio
Top 37% of $100M–1B peers
City Bank
11.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
City Bank
1.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded City Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 3180 Highway 71, Campti, LA 71411
  • 430 Keyser Ave, Natchitoches, LA 71457
  • 600 College Avenue, Natchitoches, LA 71457
  • 315 San Antonio Ave, Many, LA 71449
  • 8989 Ellerbe Rd, Shreveport, LA 71106
  • 212 West Virginia, Suite 10, Mckinney, TX 75013
  • 4630 East Texas Street, Bossier City, LA 71111
  • 146 Saint Denis St, Natchitoches, LA 71457

Are deposits at City Bank & Trust Co. insured?

Yes. City Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #12608). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City Bank & Trust Co.: frequently asked questions

Is City Bank & Trust Co. a good bank?

City Bank & Trust Co. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.61%).

Is City Bank & Trust Co. FDIC-insured?

Yes. City Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #12608). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is City Bank & Trust Co.?

City Bank & Trust Co. holds $378 million in total assets, ranking 5th of 105 banks we track in Louisiana. It operates 8 branches.

Does City Bank & Trust Co. have CFPB complaints?

No CFPB complaints against City Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Lakeside Bank
bank · Lake Charles, LA · $376M assets
Bank Of Commerce & Trust Co.
bank · Crowley, LA · $375M assets
American Bank
bank · Covington, LA · $359M assets
Bank Of St. Francisville
bank · Saint Francisville, LA · $398M assets
Southern Heritage Bank
bank · Jonesville, LA · $403M assets
Clb The Community Bank
bank · Jonesville, LA · $344M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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