Southern Heritage Bank is a bank based in Jonesville, Louisiana, established in 1972, with $403 million in total assets across 10 branches. By Trust Grade it ranks 59th of 105 banks we track in Louisiana. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against Southern Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Heritage Bank compares to Louisiana peers
How we graded Southern Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 701 Fourth St, Jonesville, LA 71343
- 9778 S Main St, Tullos, LA 71479
- 107 Short Street, Harrisonburg, LA 71340
- 4617 Monroe Hwy, Pineville, LA 71405
- 3596 Highway 28 E, Pineville, LA 71360
- 5211 Jackson St, Alexandria, LA 71303
- 5617 Coliseum Blvd, Alexandria, LA 71303
- 2832 E Oak St, Jena, LA 71342
- 701 4th St, Alexandria, LA 71301
- 4658 Main Street, Olla, LA 71465
Are deposits at Southern Heritage Bank insured?
Yes. Southern Heritage Bank is an FDIC-insured bank (FDIC certificate #20698). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Heritage Bank: frequently asked questions
Is Southern Heritage Bank a good bank?
Southern Heritage Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.77%).
Is Southern Heritage Bank FDIC-insured?
Yes. Southern Heritage Bank is a FDIC-insured bank (FDIC certificate #20698). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southern Heritage Bank?
Southern Heritage Bank holds $403 million in total assets, ranking 59th of 105 banks we track in Louisiana. It operates 10 branches.
Does Southern Heritage Bank have CFPB complaints?
No CFPB complaints against Southern Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
