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Guaranty Bank & Trust Company Of Delhi, Louisiana

Delhi, LA · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Guaranty Bank & Trust Company Of Delhi, Louisiana is a bank based in Delhi, Louisiana, established in 1966, with $451 million in total assets across 10 branches. By Trust Grade it ranks 85th of 105 banks we track in Louisiana. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Guaranty Bank & Trust Company Of Delhi, Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$451.1M
$100M–1B institution
Deposits
$405.5M
Branches
10
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.2%
Top 50% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#85
of 105 banks

How Guaranty Bank & Trust Company Of Delhi, Louisiana compares to Louisiana peers

Capital ratio
Bottom 22% of $100M–1B peers
Guaranty Bank
8.5%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Guaranty Bank
1.2%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Guaranty Bank & Trust Company Of Delhi, Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Guaranty Bank & Trust Company Of Delhi, Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 120 Oak St, Delhi, LA 71232
  • 13 Crothers Dr, Richmond, LA 71282
  • 802 Julia St, Rayville, LA 71269
  • 602 Broadway St, Delhi, LA 71232
  • 938 Highway 17, Epps, LA 71237
  • 109 S Constitution Ave, Oak Grove, LA 71263
  • 2899 Louisiana Hwy 133, Rayville, LA 71269
  • 5115 Cypress St, West Monroe, LA 71291
  • 7458 Hwy 165 N, Sterlington, LA 71280
  • 1220 N 18th St, Monroe, LA 71201

Are deposits at Guaranty Bank & Trust Company Of Delhi, Louisiana insured?

Yes. Guaranty Bank & Trust Company Of Delhi, Louisiana is an FDIC-insured bank (FDIC certificate #19638). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Guaranty Bank & Trust Company Of Delhi, Louisiana: frequently asked questions

Is Guaranty Bank & Trust Company Of Delhi, Louisiana a good bank?

Guaranty Bank & Trust Company Of Delhi, Louisiana earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.20%).

Is Guaranty Bank & Trust Company Of Delhi, Louisiana FDIC-insured?

Yes. Guaranty Bank & Trust Company Of Delhi, Louisiana is a FDIC-insured bank (FDIC certificate #19638). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Guaranty Bank & Trust Company Of Delhi, Louisiana?

Guaranty Bank & Trust Company Of Delhi, Louisiana holds $451 million in total assets, ranking 85th of 105 banks we track in Louisiana. It operates 10 branches.

Does Guaranty Bank & Trust Company Of Delhi, Louisiana have CFPB complaints?

No CFPB complaints against Guaranty Bank & Trust Company Of Delhi, Louisiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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