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Citizens Bank & Trust Company

Plaquemine, LA · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Citizens Bank & Trust Company is a bank based in Plaquemine, Louisiana, established in 1916, with $471 million in total assets across 7 branches. By Trust Grade it ranks 10th of 105 banks we track in Louisiana. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Citizens Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$471.4M
$100M–1B institution
Deposits
$410.2M
Branches
7
Capital ratio
11.5%
Top 32% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#10
of 105 banks

How Citizens Bank & Trust Company compares to Louisiana peers

Capital ratio
Top 32% of $100M–1B peers
Citizens Bank
11.5%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Citizens Bank
1.0%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 58240 Belleview Rd, Plaquemine, LA 70764
  • 57915 Main St, Plaquemine, LA 70764
  • 4810 Oneal Ln, Baton Rouge, LA 70817
  • 7646 Jefferson Hwy, Baton Rouge, LA 70809
  • 2925 S Sherwood Forest Blvd, Baton Rouge, LA 70816
  • 10601 Perkins Rd, Baton Rouge, LA 70810
  • 57910 Main St, Plaquemine, LA 70764

Are deposits at Citizens Bank & Trust Company insured?

Yes. Citizens Bank & Trust Company is an FDIC-insured bank (FDIC certificate #1376). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank & Trust Company: frequently asked questions

Is Citizens Bank & Trust Company a good bank?

Citizens Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.04%).

Is Citizens Bank & Trust Company FDIC-insured?

Yes. Citizens Bank & Trust Company is a FDIC-insured bank (FDIC certificate #1376). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank & Trust Company?

Citizens Bank & Trust Company holds $471 million in total assets, ranking 10th of 105 banks we track in Louisiana. It operates 7 branches.

Does Citizens Bank & Trust Company have CFPB complaints?

No CFPB complaints against Citizens Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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