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Jonesboro State Bank

Jonesboro, LA · Est. 1913 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Jonesboro State Bank is a bank based in Jonesboro, Louisiana, established in 1913, with $1.3 billion in total assets across 2 branches. By Trust Grade it ranks 100th of 105 banks we track in Louisiana. Its capital ratio of 5.8% trails most similarly sized banks (1th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Jonesboro State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.2B
Branches
2
Capital ratio
5.8%
Bottom 1% of $1B–10B peers · Louisiana median 10.9%
Return on assets
2.0%
Top 11% of $1B–10B peers · Louisiana median 1.23%
Rank in Louisiana
#100
of 105 banks

How Jonesboro State Bank compares to Louisiana peers

Capital ratio
Bottom 1% of $1B–10B peers
Jonesboro State
5.8%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $1B–10B peers
Jonesboro State
2.0%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Jonesboro State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (5.8% capital ratio)
  • Strongly profitable (ROA 1.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jonesboro State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 109 Jimmie Davis Blvd, Jonesboro, LA 71251
  • 2100 Floyd Park Dr, Ruston, LA 71270

Are deposits at Jonesboro State Bank insured?

Yes. Jonesboro State Bank is an FDIC-insured bank (FDIC certificate #9325). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jonesboro State Bank: frequently asked questions

Is Jonesboro State Bank a good bank?

Jonesboro State Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (5.8% capital ratio); Strongly profitable (ROA 1.97%).

Is Jonesboro State Bank FDIC-insured?

Yes. Jonesboro State Bank is a FDIC-insured bank (FDIC certificate #9325). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jonesboro State Bank?

Jonesboro State Bank holds $1.3 billion in total assets, ranking 100th of 105 banks we track in Louisiana. It operates 2 branches.

Does Jonesboro State Bank have CFPB complaints?

No CFPB complaints against Jonesboro State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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