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First American Bank And Trust

Vacherie, LA · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First American Bank And Trust is a bank based in Vacherie, Louisiana, established in 1910, with $1.4 billion in total assets across 25 branches. By Trust Grade it ranks 56th of 105 banks we track in Louisiana. Its capital ratio of 11.4% is stronger than 70% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against First American Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.2B
Branches
25
Capital ratio
11.4%
Top 30% of $1B–10B peers · Louisiana median 10.9%
Return on assets
1.0%
Bottom 30% of $1B–10B peers · Louisiana median 1.23%
Rank in Louisiana
#56
of 105 banks

How First American Bank And Trust compares to Louisiana peers

Capital ratio
Top 30% of $1B–10B peers
First American
11.4%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $1B–10B peers
First American
1.0%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First American Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First American Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (25)

  • 3145 Williams Blvd, Kenner, LA 70065
  • 1701 Manhattan Blvd, Harvey, LA 70058
  • 190 N Airline Ave, Gramercy, LA 70052
  • 19942 Highway 643, Vacherie, LA 70090
  • 2161 Highway 3125, Lutcher, LA 70071
  • 406 N Canal Blvd, Thibodaux, LA 70301
  • 4741 Louisiana Highway 1, Napoleonville, LA 70390
  • 1116 Audubon Ave, Thibodaux, LA 70301
  • 13355 Highway 90, Boutte, LA 70039
  • 941 1st St, Norco, LA 70079
  • 17228 Highway 90, Des Allemands, LA 70030
  • 13919 River Rd, Luling, LA 70070
  • 1800 Veterans Memorial Blvd, Metairie, LA 70005
  • 3620 Veterans Memorial Blvd, Metairie, LA 70002
  • 1800 Sw Railroad Ave, Hammond, LA 70403
  • 200 Marchand Dr, Donaldsonville, LA 70346
  • 124 Belle Terre Blvd, Laplace, LA 70068
  • 404 N Burnside Ave, Gonzales, LA 70737
  • 3420 Highway 70 S, Pierre Part, LA 70339
  • 5412 Jones Creek Rd, Baton Rouge, LA 70817
  • 4360 Highway 22, Mandeville, LA 70471
  • 1249 Saint Charles St, Houma, LA 70360
  • 2785 Highway 20, Vacherie, LA 70090
  • 13039 Highway 73, Geismar, LA 70734
  • 11 James Blvd, St. Rose, LA 70087

Are deposits at First American Bank And Trust insured?

Yes. First American Bank And Trust is an FDIC-insured bank (FDIC certificate #8149). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First American Bank And Trust: frequently asked questions

Is First American Bank And Trust a good bank?

First American Bank And Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.96%).

Is First American Bank And Trust FDIC-insured?

Yes. First American Bank And Trust is a FDIC-insured bank (FDIC certificate #8149). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First American Bank And Trust?

First American Bank And Trust holds $1.4 billion in total assets, ranking 56th of 105 banks we track in Louisiana. It operates 25 branches.

Does First American Bank And Trust have CFPB complaints?

No CFPB complaints against First American Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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