Synergy Bank is a bank based in Houma, Louisiana, established in 1999, with $1.3 billion in total assets across 10 branches. By Trust Grade it ranks 35th of 105 banks we track in Louisiana. Its capital ratio of 13.5% is stronger than 88% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Synergy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Synergy Bank compares to Louisiana peers
How we graded Synergy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Synergy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 805 Hospital Rd, New Roads, LA 70760
- 3200 Louisiana Highway 78, Livonia, LA 70755
- 919 Grand Caillou Rd, Houma, LA 70363
- 1036 W Tunnel Blvd, Houma, LA 70360
- 14455 Wax Rd, Baton Rouge, LA 70818
- 3855 W Park Ave, Gray, LA 70359
- 209 E Bayou Rd, Thibodaux, LA 70301
- 1070 S Acadia Rd, Thibodaux, LA 70301
- 6323 Mourning Dove Dr, Baton Rouge, LA 70817
- 210 Synergy Center Blvd, Houma, LA 70360
Are deposits at Synergy Bank insured?
Yes. Synergy Bank is an FDIC-insured bank (FDIC certificate #34978). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Synergy Bank: frequently asked questions
Is Synergy Bank a good bank?
Synergy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.57%).
Is Synergy Bank FDIC-insured?
Yes. Synergy Bank is a FDIC-insured bank (FDIC certificate #34978). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Synergy Bank?
Synergy Bank holds $1.3 billion in total assets, ranking 35th of 105 banks we track in Louisiana. It operates 10 branches.
Does Synergy Bank have CFPB complaints?
No CFPB complaints against Synergy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
