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First Federal Bank Of Louisiana

Lake Charles, LA · Est. 1949 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First Federal Bank Of Louisiana is a bank based in Lake Charles, Louisiana, established in 1949, with $1.2 billion in total assets across 16 branches. By Trust Grade it ranks 79th of 105 banks we track in Louisiana. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against First Federal Bank Of Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.0B
Branches
16
Capital ratio
10.6%
Top 44% of $1B–10B peers · Louisiana median 10.9%
Return on assets
0.4%
Bottom 7% of $1B–10B peers · Louisiana median 1.23%
Rank in Louisiana
#79
of 105 banks

How First Federal Bank Of Louisiana compares to Louisiana peers

Capital ratio
Top 44% of $1B–10B peers
First Federal
10.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
First Federal
0.4%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Federal Bank Of Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Bank Of Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (16)

  • 2250 Maplewood Dr, Sulphur, LA 70663
  • 324 E Mcneese St, Lake Charles, LA 70605
  • 2214 Sampson St, Westlake, LA 70669
  • 519 N Pine St, De Ridder, LA 70634
  • 640 Sam Houston Jones Pkwy, Lake Charles, LA 70611
  • 701 Keyser Ave, Natchitoches, LA 71457
  • 1135 Lake Shore Dr, Lake Charles, LA 70601
  • 222 S 10th St, Oakdale, LA 71463
  • 4093 Nelson Rd, Lake Charles, LA 70605
  • 5615a Jackson St, Alexandria, LA 71303
  • 4601 Coliseum Blvd, Alexandria, LA 71303
  • 5696 Highway 1 Byp, Natchitoches, LA 71457
  • 3305 Louisiana Hwy 28e, Pineville, LA 71360
  • 2940 Ruth St, Sulphur, LA 70665
  • 2025 W Walnut St, Lake Charles, LA 70601
  • 1000 Center St, Vinton, LA 70668

Are deposits at First Federal Bank Of Louisiana insured?

Yes. First Federal Bank Of Louisiana is an FDIC-insured bank (FDIC certificate #30441). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Bank Of Louisiana: frequently asked questions

Is First Federal Bank Of Louisiana a good bank?

First Federal Bank Of Louisiana earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.38%).

Is First Federal Bank Of Louisiana FDIC-insured?

Yes. First Federal Bank Of Louisiana is a FDIC-insured bank (FDIC certificate #30441). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Bank Of Louisiana?

First Federal Bank Of Louisiana holds $1.2 billion in total assets, ranking 79th of 105 banks we track in Louisiana. It operates 16 branches.

Does First Federal Bank Of Louisiana have CFPB complaints?

No CFPB complaints against First Federal Bank Of Louisiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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