Commercial Bank is a bank based in West Liberty, Kentucky, established in 1910, with $216 million in total assets across 2 branches. By Trust Grade it ranks 49th of 120 banks we track in Kentucky. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Bank compares to Kentucky peers
How we graded Commercial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 550 Main St, West Liberty, KY 41472
- 1771 W Main St, West Liberty, KY 41472
Are deposits at Commercial Bank insured?
Yes. Commercial Bank is an FDIC-insured bank (FDIC certificate #9310). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Bank: frequently asked questions
Is Commercial Bank a good bank?
Commercial Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.30%).
Is Commercial Bank FDIC-insured?
Yes. Commercial Bank is a FDIC-insured bank (FDIC certificate #9310). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Bank?
Commercial Bank holds $216 million in total assets, ranking 49th of 120 banks we track in Kentucky. It operates 2 branches.
Does Commercial Bank have CFPB complaints?
No CFPB complaints against Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
