Citizens Bank & Trust Co. Of Jackson is a bank based in Jackson, Kentucky, established in 1962, with $216 million in total assets across 3 branches. By Trust Grade it ranks 11th of 120 banks we track in Kentucky. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Citizens Bank & Trust Co. Of Jackson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank & Trust Co. Of Jackson compares to Kentucky peers
How we graded Citizens Bank & Trust Co. Of Jackson
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank & Trust Co. Of Jackson over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 720 Highway 15 S, Jackson, KY 41339
- 1138 Main St, Jackson, KY 41339
- 224 Main St, Beattyville, KY 41311
Are deposits at Citizens Bank & Trust Co. Of Jackson insured?
Yes. Citizens Bank & Trust Co. Of Jackson is an FDIC-insured bank (FDIC certificate #18620). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank & Trust Co. Of Jackson: frequently asked questions
Is Citizens Bank & Trust Co. Of Jackson a good bank?
Citizens Bank & Trust Co. Of Jackson earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.04%).
Is Citizens Bank & Trust Co. Of Jackson FDIC-insured?
Yes. Citizens Bank & Trust Co. Of Jackson is a FDIC-insured bank (FDIC certificate #18620). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank & Trust Co. Of Jackson?
Citizens Bank & Trust Co. Of Jackson holds $216 million in total assets, ranking 11th of 120 banks we track in Kentucky. It operates 3 branches.
Does Citizens Bank & Trust Co. Of Jackson have CFPB complaints?
No CFPB complaints against Citizens Bank & Trust Co. Of Jackson appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
