First & Peoples Bank And Trust Company is a bank based in Russell, Kentucky, established in 1932, with $209 million in total assets across 4 branches. By Trust Grade it ranks 117th of 120 banks we track in Kentucky. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Kentucky median of 9.6%. It posted a loss over the most recent period (-0.56% return on assets), a point to watch. No consumer complaints against First & Peoples Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First & Peoples Bank And Trust Company compares to Kentucky peers
How we graded First & Peoples Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Unprofitable over the period (ROA -0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First & Peoples Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1903 Argillite Rd, Flatwoods, KY 41139
- 401 Main St, Greenup, KY 41144
- 435 Main St, South Shore, KY 41175
- 1001 Diederich Blvd, Russell, KY 41169
Are deposits at First & Peoples Bank And Trust Company insured?
Yes. First & Peoples Bank And Trust Company is an FDIC-insured bank (FDIC certificate #8122). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First & Peoples Bank And Trust Company: frequently asked questions
Is First & Peoples Bank And Trust Company a good bank?
First & Peoples Bank And Trust Company earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Unprofitable over the period (ROA -0.56%).
Is First & Peoples Bank And Trust Company FDIC-insured?
Yes. First & Peoples Bank And Trust Company is a FDIC-insured bank (FDIC certificate #8122). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First & Peoples Bank And Trust Company?
First & Peoples Bank And Trust Company holds $209 million in total assets, ranking 117th of 120 banks we track in Kentucky. It operates 4 branches.
Does First & Peoples Bank And Trust Company have CFPB complaints?
No CFPB complaints against First & Peoples Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
