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Century Bank Of Kentucky, Inc.

Lawrenceburg, KY · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Century Bank Of Kentucky, Inc. is a bank based in Lawrenceburg, Kentucky, established in 2000, with $204 million in total assets across 2 branches. By Trust Grade it ranks 67th of 120 banks we track in Kentucky. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against Century Bank Of Kentucky, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$204.3M
$100M–1B institution
Deposits
$185.3M
Branches
2
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · Kentucky median 9.6%
Return on assets
2.1%
Top 11% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#67
of 120 banks

How Century Bank Of Kentucky, Inc. compares to Kentucky peers

Capital ratio
Bottom 31% of $100M–1B peers
Century Bank
9.1%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
Century Bank
2.1%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Century Bank Of Kentucky, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 2.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Century Bank Of Kentucky, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 201 W Woodford St, Lawrenceburg, KY 40342
  • 201 W Woodford St, Lawrenceburg, KY 40342

Are deposits at Century Bank Of Kentucky, Inc. insured?

Yes. Century Bank Of Kentucky, Inc. is an FDIC-insured bank (FDIC certificate #35450). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Century Bank Of Kentucky, Inc.: frequently asked questions

Is Century Bank Of Kentucky, Inc. a good bank?

Century Bank Of Kentucky, Inc. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 2.09%).

Is Century Bank Of Kentucky, Inc. FDIC-insured?

Yes. Century Bank Of Kentucky, Inc. is a FDIC-insured bank (FDIC certificate #35450). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Century Bank Of Kentucky, Inc.?

Century Bank Of Kentucky, Inc. holds $204 million in total assets, ranking 67th of 120 banks we track in Kentucky. It operates 2 branches.

Does Century Bank Of Kentucky, Inc. have CFPB complaints?

No CFPB complaints against Century Bank Of Kentucky, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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