West Point Bank is a bank based in Radcliff, Kentucky, established in 1914, with $571 million in total assets across 5 branches. By Trust Grade it ranks 104th of 120 banks we track in Kentucky. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against West Point Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Point Bank compares to Kentucky peers
How we graded West Point Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Point Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 601 Main St, West Point, KY 40177
- 436 E Main St, Glendale, KY 42740
- 502 W Dixie Ave, Elizabethtown, KY 42701
- 114 N Walnut St, Upton, KY 42784
- 600 W Lincoln Trail Blvd, Radcliff, KY 40160
Are deposits at West Point Bank insured?
Yes. West Point Bank is an FDIC-insured bank (FDIC certificate #12166). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Point Bank: frequently asked questions
Is West Point Bank a good bank?
West Point Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Strongly profitable (ROA 1.20%).
Is West Point Bank FDIC-insured?
Yes. West Point Bank is a FDIC-insured bank (FDIC certificate #12166). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Point Bank?
West Point Bank holds $571 million in total assets, ranking 104th of 120 banks we track in Kentucky. It operates 5 branches.
Does West Point Bank have CFPB complaints?
No CFPB complaints against West Point Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
