First Kentucky Bank, Inc. is a bank based in Mayfield, Kentucky, established in 1899, with $595 million in total assets across 11 branches. By Trust Grade it ranks 97th of 120 banks we track in Kentucky. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against First Kentucky Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Kentucky Bank, Inc. compares to Kentucky peers
How we graded First Kentucky Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Kentucky Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 223 S 6th St, Mayfield, KY 42066
- 8141 Ushwy 62, Cunningham, KY 42035
- 214 S 7th St, Mayfield, KY 42066
- 145 N Main St, Greenville, KY 42345
- 1708 State Route 121 S, Mayfield, KY 42066
- 109 N 2nd St, Central City, KY 42330
- 30 Us Highway 68 W, Benton, KY 42025
- 605 Main St, Benton, KY 42025
- 1861 Jh Obryan Ave, Grand Rivers, KY 42045
- 400 Us Highway 51 N, Bardwell, KY 42023
- 1331 N Main St, Beaver Dam, KY 42320
Are deposits at First Kentucky Bank, Inc. insured?
Yes. First Kentucky Bank, Inc. is an FDIC-insured bank (FDIC certificate #21247). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Kentucky Bank, Inc.: frequently asked questions
Is First Kentucky Bank, Inc. a good bank?
First Kentucky Bank, Inc. earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Strongly profitable (ROA 1.23%).
Is First Kentucky Bank, Inc. FDIC-insured?
Yes. First Kentucky Bank, Inc. is a FDIC-insured bank (FDIC certificate #21247). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Kentucky Bank, Inc.?
First Kentucky Bank, Inc. holds $595 million in total assets, ranking 97th of 120 banks we track in Kentucky. It operates 11 branches.
Does First Kentucky Bank, Inc. have CFPB complaints?
No CFPB complaints against First Kentucky Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
