First United Bank And Trust Company is a bank based in Madisonville, Kentucky, established in 1996, with $606 million in total assets across 7 branches. By Trust Grade it ranks 113th of 120 banks we track in Kentucky. Its capital ratio of 5.8% trails most similarly sized banks (2th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against First United Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First United Bank And Trust Company compares to Kentucky peers
How we graded First United Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.8% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First United Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1080 N Main St, Madisonville, KY 42431
- 101 E Main St, Earlington, KY 42410
- 162 N Main St, Madisonville, KY 42431
- 1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320
- 305 N Main St, Marion, KY 42064
- 3012 W Parrish Ave, Owensboro, KY 42301
- 2800 Frederica St, Owensboro, KY 42301
Are deposits at First United Bank And Trust Company insured?
Yes. First United Bank And Trust Company is an FDIC-insured bank (FDIC certificate #34150). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First United Bank And Trust Company: frequently asked questions
Is First United Bank And Trust Company a good bank?
First United Bank And Trust Company earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (5.8% capital ratio); Strongly profitable (ROA 1.39%).
Is First United Bank And Trust Company FDIC-insured?
Yes. First United Bank And Trust Company is a FDIC-insured bank (FDIC certificate #34150). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First United Bank And Trust Company?
First United Bank And Trust Company holds $606 million in total assets, ranking 113th of 120 banks we track in Kentucky. It operates 7 branches.
Does First United Bank And Trust Company have CFPB complaints?
No CFPB complaints against First United Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
