United Community Bank Of West Kentucky, Inc. is a bank based in Morganfield, Kentucky, established in 2001, with $529 million in total assets across 6 branches. By Trust Grade it ranks 84th of 120 banks we track in Kentucky. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against United Community Bank Of West Kentucky, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Community Bank Of West Kentucky, Inc. compares to Kentucky peers
How we graded United Community Bank Of West Kentucky, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Community Bank Of West Kentucky, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 500 N Morgan St, Morganfield, KY 42437
- 1406 N Main St, Sturgis, KY 42459
- 54 Hearin St, Clay, KY 42404
- 131 E Main St, Morganfield, KY 42437
- 24 St Rt 56 E, Poole, KY 42444
- 452 Us Highway 41a S, Dixon, KY 42409
Are deposits at United Community Bank Of West Kentucky, Inc. insured?
Yes. United Community Bank Of West Kentucky, Inc. is an FDIC-insured bank (FDIC certificate #57301). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Community Bank Of West Kentucky, Inc.: frequently asked questions
Is United Community Bank Of West Kentucky, Inc. a good bank?
United Community Bank Of West Kentucky, Inc. earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.48%).
Is United Community Bank Of West Kentucky, Inc. FDIC-insured?
Yes. United Community Bank Of West Kentucky, Inc. is a FDIC-insured bank (FDIC certificate #57301). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Community Bank Of West Kentucky, Inc.?
United Community Bank Of West Kentucky, Inc. holds $529 million in total assets, ranking 84th of 120 banks we track in Kentucky. It operates 6 branches.
Does United Community Bank Of West Kentucky, Inc. have CFPB complaints?
No CFPB complaints against United Community Bank Of West Kentucky, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
