Magnolia Bank, Incorporated is a bank based in Elizabethtown, Kentucky, established in 1919, with $524 million in total assets across 16 branches. By Trust Grade it ranks 30th of 120 banks we track in Kentucky. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Magnolia Bank, Incorporated appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Magnolia Bank, Incorporated compares to Kentucky peers
How we graded Magnolia Bank, Incorporated
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Magnolia Bank, Incorporated over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 794 Old Elizabethtown Rd, Hodgenville, KY 42748
- 106 Lincoln Dr, Hodgenville, KY 42748
- 651 W Dixie Ave, Elizabethtown, KY 42701
- 695 Mansell Rd, Roswell, GA 30076
- 3022 Eastpoint Pkwy, Louisville, KY 40223
- 7160 Chagrin Rd, Chagrin Falls, OH 44023
- 8700 North St, Fishers, IN 46038
- 6100 Hollywood Blvd Ste 411, Hollywood, FL 33024
- 6200 Oak Tree Blvd, Independence, OH 44131
- 2404 4th St, Cuyahoga Falls, OH 44221
- 110 S Main St, Marion, KY 42064
- 101 Winston Way, Campbellsville, KY 42718
- 83 East Ave, Norwalk, CT 06851
- 451 Aviation Blvd, Santa Rosa, CA 95403
- 1200 Main St, Irvine, CA 92614
- 111 Continental Drive, Newark, DE 19713
Are deposits at Magnolia Bank, Incorporated insured?
Yes. Magnolia Bank, Incorporated is an FDIC-insured bank (FDIC certificate #8120). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Magnolia Bank, Incorporated: frequently asked questions
Is Magnolia Bank, Incorporated a good bank?
Magnolia Bank, Incorporated earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.48%).
Is Magnolia Bank, Incorporated FDIC-insured?
Yes. Magnolia Bank, Incorporated is a FDIC-insured bank (FDIC certificate #8120). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Magnolia Bank, Incorporated?
Magnolia Bank, Incorporated holds $524 million in total assets, ranking 30th of 120 banks we track in Kentucky. It operates 16 branches.
Does Magnolia Bank, Incorporated have CFPB complaints?
No CFPB complaints against Magnolia Bank, Incorporated appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
