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The Farmers Bank Of Milton

Milton, KY · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

The Farmers Bank Of Milton is a bank based in Milton, Kentucky, established in 1902, with $313 million in total assets across 5 branches. By Trust Grade it ranks 78th of 120 banks we track in Kentucky. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against The Farmers Bank Of Milton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$312.9M
$100M–1B institution
Deposits
$256.3M
Branches
5
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#78
of 120 banks

How The Farmers Bank Of Milton compares to Kentucky peers

Capital ratio
Bottom 31% of $100M–1B peers
The Farmers
9.1%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
The Farmers
0.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Farmers Bank Of Milton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (9.1% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers Bank Of Milton over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1935 Highway 227, Carrollton, KY 41008
  • 2007 S Highway 53, La Grange, KY 40031
  • 133 Clifty Dr, Madison, IN 47250
  • 6401 Claymont Xing, Crestwood, KY 40014
  • 41 Ferry St, Milton, KY 40045

Are deposits at The Farmers Bank Of Milton insured?

Yes. The Farmers Bank Of Milton is an FDIC-insured bank (FDIC certificate #12163). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers Bank Of Milton: frequently asked questions

Is The Farmers Bank Of Milton a good bank?

The Farmers Bank Of Milton earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.61%).

Is The Farmers Bank Of Milton FDIC-insured?

Yes. The Farmers Bank Of Milton is a FDIC-insured bank (FDIC certificate #12163). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers Bank Of Milton?

The Farmers Bank Of Milton holds $313 million in total assets, ranking 78th of 120 banks we track in Kentucky. It operates 5 branches.

Does The Farmers Bank Of Milton have CFPB complaints?

No CFPB complaints against The Farmers Bank Of Milton appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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