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Hometown Bank Of Corbin, Inc.

Corbin, KY · Est. 2000 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Hometown Bank Of Corbin, Inc. is a bank based in Corbin, Kentucky, established in 2000, with $298 million in total assets across 7 branches. By Trust Grade it ranks 110th of 120 banks we track in Kentucky. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Hometown Bank Of Corbin, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$298.0M
$100M–1B institution
Deposits
$265.0M
Branches
7
Capital ratio
6.6%
Bottom 5% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.7%
Bottom 23% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#110
of 120 banks

How Hometown Bank Of Corbin, Inc. compares to Kentucky peers

Capital ratio
Bottom 5% of $100M–1B peers
Hometown Bank
6.6%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Hometown Bank
0.7%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Hometown Bank Of Corbin, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (6.6% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hometown Bank Of Corbin, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 501 Master St, Corbin, KY 40701
  • 3779 Cumberland Falls Hwy, Corbin, KY 40701
  • 1506 W 5th St, London, KY 40741
  • 238 Cumberland Ave, Barbourville, KY 40906
  • 980 S Highway 25 W, Williamsburg, KY 40769
  • 1705 N Main St, London, KY 40741
  • 1030 Cumberland Falls Hwy, Corbin, KY 40701

Are deposits at Hometown Bank Of Corbin, Inc. insured?

Yes. Hometown Bank Of Corbin, Inc. is an FDIC-insured bank (FDIC certificate #35455). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hometown Bank Of Corbin, Inc.: frequently asked questions

Is Hometown Bank Of Corbin, Inc. a good bank?

Hometown Bank Of Corbin, Inc. earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.75%).

Is Hometown Bank Of Corbin, Inc. FDIC-insured?

Yes. Hometown Bank Of Corbin, Inc. is a FDIC-insured bank (FDIC certificate #35455). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hometown Bank Of Corbin, Inc.?

Hometown Bank Of Corbin, Inc. holds $298 million in total assets, ranking 110th of 120 banks we track in Kentucky. It operates 7 branches.

Does Hometown Bank Of Corbin, Inc. have CFPB complaints?

No CFPB complaints against Hometown Bank Of Corbin, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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