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Kentucky Farmers Bank Corporation

Catlettsburg, KY · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Kentucky Farmers Bank Corporation is a bank based in Catlettsburg, Kentucky, established in 1931, with $320 million in total assets across 5 branches. By Trust Grade it ranks 14th of 120 banks we track in Kentucky. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Kentucky Farmers Bank Corporation appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$319.6M
$100M–1B institution
Deposits
$270.5M
Branches
5
Capital ratio
15.0%
Top 10% of $100M–1B peers · Kentucky median 9.6%
Return on assets
2.0%
Top 12% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#14
of 120 banks

How Kentucky Farmers Bank Corporation compares to Kentucky peers

Capital ratio
Top 10% of $100M–1B peers
Kentucky Farmers
15.0%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Kentucky Farmers
2.0%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Kentucky Farmers Bank Corporation

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 2.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kentucky Farmers Bank Corporation over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 6313 Us Route 60, Ashland, KY 41102
  • 2500 Broadway St, Catlettsburg, KY 41129
  • 4393 Highway 2565, Louisa, KY 41230
  • 835 Carter Ave, Ashland, KY 41101
  • 207 Center Street, Wheelersburg, OH 45694

Are deposits at Kentucky Farmers Bank Corporation insured?

Yes. Kentucky Farmers Bank Corporation is an FDIC-insured bank (FDIC certificate #267). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kentucky Farmers Bank Corporation: frequently asked questions

Is Kentucky Farmers Bank Corporation a good bank?

Kentucky Farmers Bank Corporation earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 2.03%).

Is Kentucky Farmers Bank Corporation FDIC-insured?

Yes. Kentucky Farmers Bank Corporation is a FDIC-insured bank (FDIC certificate #267). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kentucky Farmers Bank Corporation?

Kentucky Farmers Bank Corporation holds $320 million in total assets, ranking 14th of 120 banks we track in Kentucky. It operates 5 branches.

Does Kentucky Farmers Bank Corporation have CFPB complaints?

No CFPB complaints against Kentucky Farmers Bank Corporation appear in our data over the analysis window, which is typical for a bank of this size.

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Citizens Deposit Bank Of Arlington, Inc.
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Bank Of Edmonson County
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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