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First Federal Savings Bank Of Kentucky

Frankfort, KY · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Federal Savings Bank Of Kentucky is a bank based in Frankfort, Kentucky, established in 1934, with $288 million in total assets across 6 branches. By Trust Grade it ranks 53rd of 120 banks we track in Kentucky. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against First Federal Savings Bank Of Kentucky appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$287.8M
$100M–1B institution
Deposits
$213.8M
Branches
6
Capital ratio
10.6%
Top 43% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#53
of 120 banks

How First Federal Savings Bank Of Kentucky compares to Kentucky peers

Capital ratio
Top 43% of $100M–1B peers
First Federal
10.6%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
First Federal
0.7%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings Bank Of Kentucky

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings Bank Of Kentucky over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 194 Versailles Rd, Frankfort, KY 40601
  • 1220 Us Highway 127 S, Frankfort, KY 40601
  • 120 Skywatch Dr, Danville, KY 40422
  • 216 W Main St, Frankfort, KY 40601
  • 340 W Main St, Danville, KY 40422
  • 208 Lexington St, Lancaster, KY 40444

Are deposits at First Federal Savings Bank Of Kentucky insured?

Yes. First Federal Savings Bank Of Kentucky is an FDIC-insured bank (FDIC certificate #29937). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings Bank Of Kentucky: frequently asked questions

Is First Federal Savings Bank Of Kentucky a good bank?

First Federal Savings Bank Of Kentucky earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.66%).

Is First Federal Savings Bank Of Kentucky FDIC-insured?

Yes. First Federal Savings Bank Of Kentucky is a FDIC-insured bank (FDIC certificate #29937). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings Bank Of Kentucky?

First Federal Savings Bank Of Kentucky holds $288 million in total assets, ranking 53rd of 120 banks we track in Kentucky. It operates 6 branches.

Does First Federal Savings Bank Of Kentucky have CFPB complaints?

No CFPB complaints against First Federal Savings Bank Of Kentucky appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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