The Farmers Bank is a bank based in Nicholasville, Kentucky, established in 1934, with $271 million in total assets across 4 branches. By Trust Grade it ranks 3rd of 120 banks we track in Kentucky. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against The Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Farmers Bank compares to Kentucky peers
How we graded The Farmers Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 213 E Main St, Wilmore, KY 40390
- 110 E Brannon Rd, Nicholasville, KY 40356
- 201 Bellaire Dr, Nicholasville, KY 40356
- 200 N Main St, Nicholasville, KY 40356
Are deposits at The Farmers Bank insured?
Yes. The Farmers Bank is an FDIC-insured bank (FDIC certificate #14894). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Farmers Bank: frequently asked questions
Is The Farmers Bank a good bank?
The Farmers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.97%).
Is The Farmers Bank FDIC-insured?
Yes. The Farmers Bank is a FDIC-insured bank (FDIC certificate #14894). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Farmers Bank?
The Farmers Bank holds $271 million in total assets, ranking 3rd of 120 banks we track in Kentucky. It operates 4 branches.
Does The Farmers Bank have CFPB complaints?
No CFPB complaints against The Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
