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Bank Of Jamestown

Jamestown, KY · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Jamestown is a bank based in Jamestown, Kentucky, established in 1899, with $263 million in total assets across 3 branches. By Trust Grade it ranks 29th of 120 banks we track in Kentucky. Its capital ratio of 13.1% is stronger than 82% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Bank Of Jamestown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$262.8M
$100M–1B institution
Deposits
$192.5M
Branches
3
Capital ratio
13.1%
Top 18% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.2%
Top 50% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#29
of 120 banks

How Bank Of Jamestown compares to Kentucky peers

Capital ratio
Top 18% of $100M–1B peers
Bank Of
13.1%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Bank Of
1.2%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Jamestown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Jamestown over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2215 N Main St, Jamestown, KY 42629
  • 43 Highway 910, Russell Springs, KY 42642
  • 400 Monument Sq, Jamestown, KY 42629

Are deposits at Bank Of Jamestown insured?

Yes. Bank Of Jamestown is an FDIC-insured bank (FDIC certificate #8118). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Jamestown: frequently asked questions

Is Bank Of Jamestown a good bank?

Bank Of Jamestown earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.21%).

Is Bank Of Jamestown FDIC-insured?

Yes. Bank Of Jamestown is a FDIC-insured bank (FDIC certificate #8118). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Jamestown?

Bank Of Jamestown holds $263 million in total assets, ranking 29th of 120 banks we track in Kentucky. It operates 3 branches.

Does Bank Of Jamestown have CFPB complaints?

No CFPB complaints against Bank Of Jamestown appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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