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Bank Of Commerce And Trust Company

Wellington, KS · Est. 1906 · Website ↗
B
Trust Grade
Strong
Score: 80/100

Bank Of Commerce And Trust Company is a bank based in Wellington, Kansas, established in 1906, with $113 million in total assets across 4 branches. By Trust Grade it ranks 181st of 186 banks we track in Kansas. Its capital ratio of 5.9% trails most similarly sized banks (3th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Bank Of Commerce And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$112.6M
$100M–1B institution
Deposits
$104.1M
Branches
4
Capital ratio
5.9%
Bottom 3% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.6%
Bottom 15% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#181
of 186 banks

How Bank Of Commerce And Trust Company compares to Kansas peers

Capital ratio
Bottom 3% of $100M–1B peers
Bank Of
5.9%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $100M–1B peers
Bank Of
0.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Commerce And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Commerce And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1002 Central St, Harper, KS 67058
  • 300 W Main St, Anthony, KS 67003
  • 201 W Harvey Ave, Wellington, KS 67152
  • 112 N Main St, South Haven, KS 67140

Are deposits at Bank Of Commerce And Trust Company insured?

Yes. Bank Of Commerce And Trust Company is an FDIC-insured bank (FDIC certificate #4796). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Commerce And Trust Company: frequently asked questions

Is Bank Of Commerce And Trust Company a good bank?

Bank Of Commerce And Trust Company earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.57%).

Is Bank Of Commerce And Trust Company FDIC-insured?

Yes. Bank Of Commerce And Trust Company is a FDIC-insured bank (FDIC certificate #4796). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Commerce And Trust Company?

Bank Of Commerce And Trust Company holds $113 million in total assets, ranking 181st of 186 banks we track in Kansas. It operates 4 branches.

Does Bank Of Commerce And Trust Company have CFPB complaints?

No CFPB complaints against Bank Of Commerce And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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