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The First Security Bank

Overbrook, KS · Est. 1897 · Website ↗
B
Trust Grade
Strong
Score: 89/100

The First Security Bank is a bank based in Overbrook, Kansas, established in 1897, with $117 million in total assets across 8 branches. By Trust Grade it ranks 156th of 186 banks we track in Kansas. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against The First Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$116.7M
$100M–1B institution
Deposits
$102.8M
Branches
8
Capital ratio
8.0%
Bottom 15% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#156
of 186 banks

How The First Security Bank compares to Kansas peers

Capital ratio
Bottom 15% of $100M–1B peers
The First
8.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
The First
0.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First Security Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 101 S Main St, Argonia, KS 67004
  • 530 Main St, Carbondale, KS 66414
  • 121 E Kellogg St, Wichita, KS 67202
  • 29 W Wea St, Paola, KS 66071
  • 124 W Spring Ave, Conway Springs, KS 67031
  • 312 Maple St, Overbrook, KS 66524
  • 415 Stone Creek Drive, Tonganoxie, KS 66086
  • 310 S Main St, Norwich, KS 67118

Are deposits at The First Security Bank insured?

Yes. The First Security Bank is an FDIC-insured bank (FDIC certificate #4752). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First Security Bank: frequently asked questions

Is The First Security Bank a good bank?

The First Security Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.78%).

Is The First Security Bank FDIC-insured?

Yes. The First Security Bank is a FDIC-insured bank (FDIC certificate #4752). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First Security Bank?

The First Security Bank holds $117 million in total assets, ranking 156th of 186 banks we track in Kansas. It operates 8 branches.

Does The First Security Bank have CFPB complaints?

No CFPB complaints against The First Security Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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