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Home Savings Bank

Chanute, KS · Est. 1886 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Home Savings Bank is a bank based in Chanute, Kansas, established in 1886, with $113 million in total assets across 1 branch. By Trust Grade it ranks 51st of 186 banks we track in Kansas. Its capital ratio of 17.1% is stronger than 94% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Home Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$113.3M
$100M–1B institution
Deposits
$88.8M
Branches
1
Capital ratio
17.1%
Top 6% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#51
of 186 banks

How Home Savings Bank compares to Kansas peers

Capital ratio
Top 6% of $100M–1B peers
Home Savings
17.1%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Home Savings
1.0%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Home Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.1% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Home Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 214 N Lincoln Ave, Chanute, KS 66720

Are deposits at Home Savings Bank insured?

Yes. Home Savings Bank is an FDIC-insured bank (FDIC certificate #28246). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Home Savings Bank: frequently asked questions

Is Home Savings Bank a good bank?

Home Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.98%).

Is Home Savings Bank FDIC-insured?

Yes. Home Savings Bank is a FDIC-insured bank (FDIC certificate #28246). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Home Savings Bank?

Home Savings Bank holds $113 million in total assets, ranking 51st of 186 banks we track in Kansas. It operates 1 branch.

Does Home Savings Bank have CFPB complaints?

No CFPB complaints against Home Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The First State Bank Of Healy
bank · Healy, KS · $113M assets
Bank Of Commerce And Trust Company
bank · Wellington, KS · $113M assets
The Lyndon State Bank
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The First Security Bank
bank · Overbrook, KS · $117M assets
First Federal Savings And Loan Bank
bank · Olathe, KS · $110M assets
The Baldwin State Bank
bank · Baldwin City, KS · $108M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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