The Baldwin State Bank is a bank based in Baldwin City, Kansas, established in 1892, with $108 million in total assets across 2 branches. By Trust Grade it ranks 95th of 186 banks we track in Kansas. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against The Baldwin State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Baldwin State Bank compares to Kansas peers
How we graded The Baldwin State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Baldwin State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 112 8th St, Baldwin City, KS 66006
- 721 High St, Baldwin City, KS 66006
Are deposits at The Baldwin State Bank insured?
Yes. The Baldwin State Bank is an FDIC-insured bank (FDIC certificate #10906). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Baldwin State Bank: frequently asked questions
Is The Baldwin State Bank a good bank?
The Baldwin State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.76%).
Is The Baldwin State Bank FDIC-insured?
Yes. The Baldwin State Bank is a FDIC-insured bank (FDIC certificate #10906). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Baldwin State Bank?
The Baldwin State Bank holds $108 million in total assets, ranking 95th of 186 banks we track in Kansas. It operates 2 branches.
Does The Baldwin State Bank have CFPB complaints?
No CFPB complaints against The Baldwin State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
