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The Walton State Bank

Walton, KS · Est. 1907 · Website ↗
B
Trust Grade
Strong
Score: 85/100

The Walton State Bank is a bank based in Walton, Kansas, established in 1907, with $13 million in total assets across 1 branch. By Trust Grade it ranks 171st of 186 banks we track in Kansas. Its capital ratio of 22.3% is stronger than 89% of similarly sized banks, versus a Kansas median of 10.4%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against The Walton State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.5M
<$100M institution
Deposits
$9.5M
Branches
1
Capital ratio
22.3%
Top 11% of <$100M peers · Kansas median 10.4%
Return on assets
-0.5%
Bottom 11% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#171
of 186 banks

How The Walton State Bank compares to Kansas peers

Capital ratio
Top 11% of <$100M peers
The Walton
22.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
The Walton
-0.5%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Walton State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (22.3% capital ratio)
  • Unprofitable over the period (ROA -0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Walton State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 116 Main St, Walton, KS 67151

Are deposits at The Walton State Bank insured?

Yes. The Walton State Bank is an FDIC-insured bank (FDIC certificate #17982). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Walton State Bank: frequently asked questions

Is The Walton State Bank a good bank?

The Walton State Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (22.3% capital ratio); Unprofitable over the period (ROA -0.55%).

Is The Walton State Bank FDIC-insured?

Yes. The Walton State Bank is a FDIC-insured bank (FDIC certificate #17982). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Walton State Bank?

The Walton State Bank holds $13 million in total assets, ranking 171st of 186 banks we track in Kansas. It operates 1 branch.

Does The Walton State Bank have CFPB complaints?

No CFPB complaints against The Walton State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

State Bank Of Burrton
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The Farmers State Bank
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The Dickinson County Bank
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The Peoples State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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