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The Peoples State Bank

Cherryvale, KS · Est. 1880 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Peoples State Bank is a bank based in Cherryvale, Kansas, established in 1880, with $24 million in total assets across 1 branch. By Trust Grade it ranks 24th of 186 banks we track in Kansas. Its capital ratio of 19.9% is stronger than 86% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 3.02% return on assets. No consumer complaints against The Peoples State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.1M
<$100M institution
Deposits
$18.0M
Branches
1
Capital ratio
19.9%
Top 14% of <$100M peers · Kansas median 10.4%
Return on assets
3.0%
Top 3% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#24
of 186 banks

How The Peoples State Bank compares to Kansas peers

Capital ratio
Top 14% of <$100M peers
The Peoples
19.9%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
The Peoples
3.0%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Peoples State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.9% capital ratio)
  • Strongly profitable (ROA 3.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 200 W Main St, Cherryvale, KS 67335

Are deposits at The Peoples State Bank insured?

Yes. The Peoples State Bank is an FDIC-insured bank (FDIC certificate #16744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples State Bank: frequently asked questions

Is The Peoples State Bank a good bank?

The Peoples State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.9% capital ratio); Strongly profitable (ROA 3.02%).

Is The Peoples State Bank FDIC-insured?

Yes. The Peoples State Bank is a FDIC-insured bank (FDIC certificate #16744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples State Bank?

The Peoples State Bank holds $24 million in total assets, ranking 24th of 186 banks we track in Kansas. It operates 1 branch.

Does The Peoples State Bank have CFPB complaints?

No CFPB complaints against The Peoples State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Baxter State Bank
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The Farmers State Bank
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The Dickinson County Bank
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The Liberty Savings Association, Fsa
bank · Fort Scott, KS · $28M assets
The Farmers State Bank
bank · Dwight, KS · $20M assets
National Advisors Trust Company
bank · Leawood, KS · $20M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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