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The Farmers State Bank

Dwight, KS · Est. 1921
A
Trust Grade
Excellent
Score: 96/100

The Farmers State Bank is a bank based in Dwight, Kansas, established in 1921, with $20 million in total assets across 1 branch. By Trust Grade it ranks 99th of 186 banks we track in Kansas. Its capital ratio of 10.3% trails most similarly sized banks (32th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against The Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.8M
<$100M institution
Deposits
$17.7M
Branches
1
Capital ratio
10.3%
Bottom 32% of <$100M peers · Kansas median 10.4%
Return on assets
0.7%
Bottom 40% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#99
of 186 banks

How The Farmers State Bank compares to Kansas peers

Capital ratio
Bottom 32% of <$100M peers
The Farmers
10.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
The Farmers
0.7%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.3% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 624 Main St, Dwight, KS 66849

Are deposits at The Farmers State Bank insured?

Yes. The Farmers State Bank is an FDIC-insured bank (FDIC certificate #17632). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank: frequently asked questions

Is The Farmers State Bank a good bank?

The Farmers State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.74%).

Is The Farmers State Bank FDIC-insured?

Yes. The Farmers State Bank is a FDIC-insured bank (FDIC certificate #17632). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank?

The Farmers State Bank holds $20 million in total assets, ranking 99th of 186 banks we track in Kansas. It operates 1 branch.

Does The Farmers State Bank have CFPB complaints?

No CFPB complaints against The Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

National Advisors Trust Company
bank · Leawood, KS · $20M assets
The Dickinson County Bank
bank · Enterprise, KS · $21M assets
Prescott State Bank
bank · Prescott, KS · $17M assets
The Peoples State Bank
bank · Cherryvale, KS · $24M assets
The Baxter State Bank
bank · Baxter Springs, KS · $25M assets
The Farmers State Bank
bank · Fairview, KS · $25M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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