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Prescott State Bank

Prescott, KS · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Prescott State Bank is a bank based in Prescott, Kansas, established in 1904, with $17 million in total assets across 1 branch. By Trust Grade it ranks 109th of 186 banks we track in Kansas. Its capital ratio of 14.8% is stronger than 71% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Prescott State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.9M
<$100M institution
Deposits
$13.9M
Branches
1
Capital ratio
14.8%
Top 29% of <$100M peers · Kansas median 10.4%
Return on assets
0.6%
Bottom 36% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#109
of 186 banks

How Prescott State Bank compares to Kansas peers

Capital ratio
Top 29% of <$100M peers
Prescott State
14.8%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Prescott State
0.6%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Prescott State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.8% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Prescott State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 283 E Main St, Prescott, KS 66767

Are deposits at Prescott State Bank insured?

Yes. Prescott State Bank is an FDIC-insured bank (FDIC certificate #13729). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Prescott State Bank: frequently asked questions

Is Prescott State Bank a good bank?

Prescott State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.64%).

Is Prescott State Bank FDIC-insured?

Yes. Prescott State Bank is a FDIC-insured bank (FDIC certificate #13729). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Prescott State Bank?

Prescott State Bank holds $17 million in total assets, ranking 109th of 186 banks we track in Kansas. It operates 1 branch.

Does Prescott State Bank have CFPB complaints?

No CFPB complaints against Prescott State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Peoples State Bank
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State Bank Of Burrton
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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