Golden Belt Bank, Fsa is a bank based in Hays, Kansas, established in 1920, with $368 million in total assets across 3 branches. By Trust Grade it ranks 91st of 186 banks we track in Kansas. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Golden Belt Bank, Fsa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Golden Belt Bank, Fsa compares to Kansas peers
How we graded Golden Belt Bank, Fsa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Golden Belt Bank, Fsa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 901 Washington St, Ellis, KS 67637
- 1100 E 27th St, Hays, KS 67601
- 321 Ensign St, Fort Morgan, CO 80701
Are deposits at Golden Belt Bank, Fsa insured?
Yes. Golden Belt Bank, Fsa is an FDIC-insured bank (FDIC certificate #28735). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Golden Belt Bank, Fsa: frequently asked questions
Is Golden Belt Bank, Fsa a good bank?
Golden Belt Bank, Fsa earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.93%).
Is Golden Belt Bank, Fsa FDIC-insured?
Yes. Golden Belt Bank, Fsa is a FDIC-insured bank (FDIC certificate #28735). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Golden Belt Bank, Fsa?
Golden Belt Bank, Fsa holds $368 million in total assets, ranking 91st of 186 banks we track in Kansas. It operates 3 branches.
Does Golden Belt Bank, Fsa have CFPB complaints?
No CFPB complaints against Golden Belt Bank, Fsa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
