Guaranty State Bank And Trust Company is a bank based in Beloit, Kansas, established in 1922, with $386 million in total assets across 9 branches. By Trust Grade it ranks 85th of 186 banks we track in Kansas. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Guaranty State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guaranty State Bank And Trust Company compares to Kansas peers
How we graded Guaranty State Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guaranty State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 301 Walnut St, Jamestown, KS 66948
- 101 South Mill, Glen Elder, KS 67446
- 202 S Main St, Smith Center, KS 66967
- 121 S Main St, Burr Oak, KS 66936
- 133 S Main St, Smith Center, KS 66967
- 501 Grand Ave, Esbon, KS 66941
- 120 South Washington, Jewell, KS 66949
- 509 Main St, Tipton, KS 67485
- 201 S Mill St, Beloit, KS 67420
Are deposits at Guaranty State Bank And Trust Company insured?
Yes. Guaranty State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #10907). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guaranty State Bank And Trust Company: frequently asked questions
Is Guaranty State Bank And Trust Company a good bank?
Guaranty State Bank And Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.28%).
Is Guaranty State Bank And Trust Company FDIC-insured?
Yes. Guaranty State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #10907). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guaranty State Bank And Trust Company?
Guaranty State Bank And Trust Company holds $386 million in total assets, ranking 85th of 186 banks we track in Kansas. It operates 9 branches.
Does Guaranty State Bank And Trust Company have CFPB complaints?
No CFPB complaints against Guaranty State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
