Bank Of Hays is a bank based in Hays, Kansas, established in 1907, with $369 million in total assets across 4 branches. By Trust Grade it ranks 121st of 186 banks we track in Kansas. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against Bank Of Hays appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Hays compares to Kansas peers
How we graded Bank Of Hays
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Hays over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 601 Main St, Jetmore, KS 67854
- 1000 W 27th St, Hays, KS 67601
- 217 S Main St, Lewis, KS 67552
- 102 N Logan St, Hanston, KS 67849
Are deposits at Bank Of Hays insured?
Yes. Bank Of Hays is an FDIC-insured bank (FDIC certificate #17769). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Hays: frequently asked questions
Is Bank Of Hays a good bank?
Bank Of Hays earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.51%).
Is Bank Of Hays FDIC-insured?
Yes. Bank Of Hays is a FDIC-insured bank (FDIC certificate #17769). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Hays?
Bank Of Hays holds $369 million in total assets, ranking 121st of 186 banks we track in Kansas. It operates 4 branches.
Does Bank Of Hays have CFPB complaints?
No CFPB complaints against Bank Of Hays appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
