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Kaw Valley Bank

Topeka, KS · Est. 1870 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Kaw Valley Bank is a bank based in Topeka, Kansas, established in 1870, with $345 million in total assets across 7 branches. By Trust Grade it ranks 84th of 186 banks we track in Kansas. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Kaw Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$344.5M
$100M–1B institution
Deposits
$289.0M
Branches
7
Capital ratio
11.8%
Top 29% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.4%
Top 39% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#84
of 186 banks

How Kaw Valley Bank compares to Kansas peers

Capital ratio
Top 29% of $100M–1B peers
Kaw Valley
11.8%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Kaw Valley
1.4%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Kaw Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kaw Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 1944 Nw Topeka Blvd, Topeka, KS 66608
  • 3160 Se 6th Ave, Topeka, KS 66607
  • 4848 Sw 21st St, Topeka, KS 66604
  • 6831 Sw 29th St, Topeka, KS 66614
  • 2903 Sw Topeka Blvd, Topeka, KS 66611
  • 1205 Sw 29th St, Topeka, KS 66611
  • 1110 N Kansas Ave, Topeka, KS 66608

Are deposits at Kaw Valley Bank insured?

Yes. Kaw Valley Bank is an FDIC-insured bank (FDIC certificate #9665). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kaw Valley Bank: frequently asked questions

Is Kaw Valley Bank a good bank?

Kaw Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.38%).

Is Kaw Valley Bank FDIC-insured?

Yes. Kaw Valley Bank is a FDIC-insured bank (FDIC certificate #9665). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kaw Valley Bank?

Kaw Valley Bank holds $345 million in total assets, ranking 84th of 186 banks we track in Kansas. It operates 7 branches.

Does Kaw Valley Bank have CFPB complaints?

No CFPB complaints against Kaw Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Centera Bank
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Community First National Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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