Centera Bank is a bank based in Sublette, Kansas, established in 1937, with $328 million in total assets across 6 branches. By Trust Grade it ranks 162nd of 186 banks we track in Kansas. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Centera Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Centera Bank compares to Kansas peers
How we graded Centera Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Centera Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 119 S Inman St, Sublette, KS 67877
- 110 North Sequoyah Street, Satanta, KS 67870
- 135 S Main St, Greensburg, KS 67054
- 14th Avenue And Soule Street, Dodge City, KS 67801
- 119 S Inman St, Sublette, KS 67877
- 113 Main St, Minneola, KS 67865
Are deposits at Centera Bank insured?
Yes. Centera Bank is an FDIC-insured bank (FDIC certificate #16436). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Centera Bank: frequently asked questions
Is Centera Bank a good bank?
Centera Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Strongly profitable (ROA 1.53%).
Is Centera Bank FDIC-insured?
Yes. Centera Bank is a FDIC-insured bank (FDIC certificate #16436). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Centera Bank?
Centera Bank holds $328 million in total assets, ranking 162nd of 186 banks we track in Kansas. It operates 6 branches.
Does Centera Bank have CFPB complaints?
No CFPB complaints against Centera Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
