First National Bank And Trust is a bank based in Phillipsburg, Kansas, established in 1884, with $319 million in total assets across 6 branches. By Trust Grade it ranks 71st of 186 banks we track in Kansas. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against First National Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank And Trust compares to Kansas peers
How we graded First National Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 300 Washington Avenue, Long Island, KS 67647
- 607 2nd St, Phillipsburg, KS 67661
- 201 W Main St, Logan, KS 67646
- 225 State St, Phillipsburg, KS 67661
- 206 W Highway 36, Smith Center, KS 66967
- 3011 Us 24 Hwy, Beloit, KS 67420
Are deposits at First National Bank And Trust insured?
Yes. First National Bank And Trust is an FDIC-insured bank (FDIC certificate #4756). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank And Trust: frequently asked questions
Is First National Bank And Trust a good bank?
First National Bank And Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.77%).
Is First National Bank And Trust FDIC-insured?
Yes. First National Bank And Trust is a FDIC-insured bank (FDIC certificate #4756). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank And Trust?
First National Bank And Trust holds $319 million in total assets, ranking 71st of 186 banks we track in Kansas. It operates 6 branches.
Does First National Bank And Trust have CFPB complaints?
No CFPB complaints against First National Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
