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Grant County Bank

Ulysses, KS · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Grant County Bank is a bank based in Ulysses, Kansas, established in 1906, with $306 million in total assets across 2 branches. By Trust Grade it ranks 2nd of 186 banks we track in Kansas. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Grant County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$306.3M
$100M–1B institution
Deposits
$260.8M
Branches
2
Capital ratio
11.5%
Top 32% of $100M–1B peers · Kansas median 10.4%
Return on assets
2.0%
Top 13% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#2
of 186 banks

How Grant County Bank compares to Kansas peers

Capital ratio
Top 32% of $100M–1B peers
Grant County
11.5%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Grant County
2.0%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Grant County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grant County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 511 N Campus Dr, Garden City, KS 67846
  • 201 S Main St, Ulysses, KS 67880

Are deposits at Grant County Bank insured?

Yes. Grant County Bank is an FDIC-insured bank (FDIC certificate #10918). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grant County Bank: frequently asked questions

Is Grant County Bank a good bank?

Grant County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.96%).

Is Grant County Bank FDIC-insured?

Yes. Grant County Bank is a FDIC-insured bank (FDIC certificate #10918). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Grant County Bank?

Grant County Bank holds $306 million in total assets, ranking 2nd of 186 banks we track in Kansas. It operates 2 branches.

Does Grant County Bank have CFPB complaints?

No CFPB complaints against Grant County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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