South Ottumwa Savings Bank is a bank based in Ottumwa, Iowa, established in 1903, with $536 million in total assets across 6 branches. By Trust Grade it ranks 98th of 226 banks we track in Iowa. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against South Ottumwa Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Ottumwa Savings Bank compares to Iowa peers
How we graded South Ottumwa Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Ottumwa Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 101 S Main St, Hedrick, IA 52563
- 102 S Main St, Albia, IA 52531
- 2525 N Court St, Ottumwa, IA 52501
- 320 Church St, Ottumwa, IA 52501
- 217 S Main St, Albia, IA 52531
- 101 E 4th St, West Liberty, IA 52776
Are deposits at South Ottumwa Savings Bank insured?
Yes. South Ottumwa Savings Bank is an FDIC-insured bank (FDIC certificate #9099). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Ottumwa Savings Bank: frequently asked questions
Is South Ottumwa Savings Bank a good bank?
South Ottumwa Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.36%).
Is South Ottumwa Savings Bank FDIC-insured?
Yes. South Ottumwa Savings Bank is a FDIC-insured bank (FDIC certificate #9099). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is South Ottumwa Savings Bank?
South Ottumwa Savings Bank holds $536 million in total assets, ranking 98th of 226 banks we track in Iowa. It operates 6 branches.
Does South Ottumwa Savings Bank have CFPB complaints?
No CFPB complaints against South Ottumwa Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
