Iowa Trust & Savings Bank is a bank based in Emmetsburg, Iowa, established in 1929, with $518 million in total assets across 4 branches. By Trust Grade it ranks 133rd of 226 banks we track in Iowa. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Iowa Trust & Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa Trust & Savings Bank compares to Iowa peers
How we graded Iowa Trust & Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa Trust & Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 120 E Main St, Panora, IA 50216
- 2101 10th St, Emmetsburg, IA 50536
- 15591 Hickman Road, Clive, IA 50325
- 1610 West Main Street, Sac City, IA 50583
Are deposits at Iowa Trust & Savings Bank insured?
Yes. Iowa Trust & Savings Bank is an FDIC-insured bank (FDIC certificate #18400). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa Trust & Savings Bank: frequently asked questions
Is Iowa Trust & Savings Bank a good bank?
Iowa Trust & Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.77%).
Is Iowa Trust & Savings Bank FDIC-insured?
Yes. Iowa Trust & Savings Bank is a FDIC-insured bank (FDIC certificate #18400). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Iowa Trust & Savings Bank?
Iowa Trust & Savings Bank holds $518 million in total assets, ranking 133rd of 226 banks we track in Iowa. It operates 4 branches.
Does Iowa Trust & Savings Bank have CFPB complaints?
No CFPB complaints against Iowa Trust & Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
