The Shelby County State Bank is a bank based in Harlan, Iowa, established in 1909, with $540 million in total assets across 14 branches. By Trust Grade it ranks 43rd of 226 banks we track in Iowa. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against The Shelby County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Shelby County State Bank compares to Iowa peers
How we graded The Shelby County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Shelby County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 508 Court St, Harlan, IA 51537
- 4039 Main St, Elk Horn, IA 51531
- 2010 23rd St, Harlan, IA 51537
- 202 2nd St, Battle Creek, IA 51006
- 104 Main St, Panama, IA 51562
- 202 Main St, Danbury, IA 51019
- 425 East St, Shelby, IA 51570
- 2104 12th St, Harlan, IA 51537
- 414 Main St, Mapleton, IA 51034
- 200 Moorehead Ave, Ida Grove, IA 51445
- 155 S Elm St, Avoca, IA 51521
- 111 Main St, Portsmouth, IA 51565
- 512 Ann St, Irwin, IA 51446
- 100 S Main St, Odebolt, IA 51458
Are deposits at The Shelby County State Bank insured?
Yes. The Shelby County State Bank is an FDIC-insured bank (FDIC certificate #1553). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Shelby County State Bank: frequently asked questions
Is The Shelby County State Bank a good bank?
The Shelby County State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.37%).
Is The Shelby County State Bank FDIC-insured?
Yes. The Shelby County State Bank is a FDIC-insured bank (FDIC certificate #1553). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Shelby County State Bank?
The Shelby County State Bank holds $540 million in total assets, ranking 43rd of 226 banks we track in Iowa. It operates 14 branches.
Does The Shelby County State Bank have CFPB complaints?
No CFPB complaints against The Shelby County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
