First Security Bank And Trust Company is a bank based in Charles City, Iowa, established in 1903, with $550 million in total assets across 11 branches. By Trust Grade it ranks 163rd of 226 banks we track in Iowa. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against First Security Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Security Bank And Trust Company compares to Iowa peers
How we graded First Security Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Security Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 308 Main St, Thornton, IA 50479
- 319 Main St E, Rockwell, IA 50469
- 809 Clark St, Charles City, IA 50616
- 404 W Main St, Ionia, IA 50645
- 220 1st St Nw, Hampton, IA 50441
- 511 Main St, Dumont, IA 50625
- 109 Woodland Ave, Riceville, IA 50466
- 26 W Congress St, Nora Springs, IA 50458
- 3598 Orchid Ave, Manly, IA 50456
- 211 W Main Ave, Rockford, IA 50468
- 100 1st St Nw, Hampton, IA 50441
Are deposits at First Security Bank And Trust Company insured?
Yes. First Security Bank And Trust Company is an FDIC-insured bank (FDIC certificate #1852). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Security Bank And Trust Company: frequently asked questions
Is First Security Bank And Trust Company a good bank?
First Security Bank And Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.47%).
Is First Security Bank And Trust Company FDIC-insured?
Yes. First Security Bank And Trust Company is a FDIC-insured bank (FDIC certificate #1852). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Security Bank And Trust Company?
First Security Bank And Trust Company holds $550 million in total assets, ranking 163rd of 226 banks we track in Iowa. It operates 11 branches.
Does First Security Bank And Trust Company have CFPB complaints?
No CFPB complaints against First Security Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
