Midwest Heritage Bank, Fsb is a bank based in West Des Moines, Iowa, established in 1930, with $490 million in total assets across 13 branches. By Trust Grade it ranks 121st of 226 banks we track in Iowa. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Midwest Heritage Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midwest Heritage Bank, Fsb compares to Iowa peers
How we graded Midwest Heritage Bank, Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midwest Heritage Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 7101 University Ave, Windsor Heights, IA 50324
- 640 Lincoln Way, Ames, IA 50010
- 1725 Jordan Creek Pkwy, West Des Moines, IA 50266
- 118 5th Ave, Coon Rapids, IA 50058
- 106 N Illinois St, Lake City, IA 51449
- 3580 Ep True Pkwy, West Des Moines, IA 50265
- 8701 Douglas Ave, Urbandale, IA 50322
- 705 Arizona St, Glidden, IA 51443
- 4605 Fleur Dr, Des Moines, IA 50321
- 1025 Braden Ave, Chariton, IA 50049
- 8900 W 135th St, Overland Park, KS 66221
- 221 Ne Gateway Dr, Grimes, IA 50111
- 510 W Us Highway 30, Carroll, IA 51401
Are deposits at Midwest Heritage Bank, Fsb insured?
Yes. Midwest Heritage Bank, Fsb is an FDIC-insured bank (FDIC certificate #4432). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midwest Heritage Bank, Fsb: frequently asked questions
Is Midwest Heritage Bank, Fsb a good bank?
Midwest Heritage Bank, Fsb earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.93%).
Is Midwest Heritage Bank, Fsb FDIC-insured?
Yes. Midwest Heritage Bank, Fsb is a FDIC-insured bank (FDIC certificate #4432). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Midwest Heritage Bank, Fsb?
Midwest Heritage Bank, Fsb holds $490 million in total assets, ranking 121st of 226 banks we track in Iowa. It operates 13 branches.
Does Midwest Heritage Bank, Fsb have CFPB complaints?
No CFPB complaints against Midwest Heritage Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
