Raccoon Valley Bank is a bank based in Perry, Iowa, established in 1927, with $490 million in total assets across 4 branches. By Trust Grade it ranks 164th of 226 banks we track in Iowa. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Raccoon Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Raccoon Valley Bank compares to Iowa peers
How we graded Raccoon Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Raccoon Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1009 Court St, Adel, IA 50003
- 1202 2nd St, Perry, IA 50220
- 590 Sugar Grove Ave, Dallas Center, IA 50063
- 1051 Ne Gateway Dr, Grimes, IA 50111
Are deposits at Raccoon Valley Bank insured?
Yes. Raccoon Valley Bank is an FDIC-insured bank (FDIC certificate #245). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Raccoon Valley Bank: frequently asked questions
Is Raccoon Valley Bank a good bank?
Raccoon Valley Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.56%).
Is Raccoon Valley Bank FDIC-insured?
Yes. Raccoon Valley Bank is a FDIC-insured bank (FDIC certificate #245). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Raccoon Valley Bank?
Raccoon Valley Bank holds $490 million in total assets, ranking 164th of 226 banks we track in Iowa. It operates 4 branches.
Does Raccoon Valley Bank have CFPB complaints?
No CFPB complaints against Raccoon Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
