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Peoples Community Bank Sb Of Monticello, Indiana

Monticello, IN · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples Community Bank Sb Of Monticello, Indiana is a bank based in Monticello, Indiana, established in 1899, with $43 million in total assets across 1 branch. By Trust Grade it ranks 13th of 89 banks we track in Indiana. Its capital ratio of 31.8% is stronger than 94% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Peoples Community Bank Sb Of Monticello, Indiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$42.8M
<$100M institution
Deposits
$19.8M
Branches
1
Capital ratio
31.8%
Top 6% of <$100M peers · Indiana median 9.6%
Return on assets
1.2%
Top 39% of <$100M peers · Indiana median 1.05%
Rank in Indiana
#13
of 89 banks

How Peoples Community Bank Sb Of Monticello, Indiana compares to Indiana peers

Capital ratio
Top 6% of <$100M peers
Peoples Community
31.8%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
Peoples Community
1.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Community Bank Sb Of Monticello, Indiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (31.8% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Community Bank Sb Of Monticello, Indiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 126 Constitution Plz, Monticello, IN 47960

Are deposits at Peoples Community Bank Sb Of Monticello, Indiana insured?

Yes. Peoples Community Bank Sb Of Monticello, Indiana is an FDIC-insured bank (FDIC certificate #30065). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Community Bank Sb Of Monticello, Indiana: frequently asked questions

Is Peoples Community Bank Sb Of Monticello, Indiana a good bank?

Peoples Community Bank Sb Of Monticello, Indiana earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (31.8% capital ratio); Strongly profitable (ROA 1.18%).

Is Peoples Community Bank Sb Of Monticello, Indiana FDIC-insured?

Yes. Peoples Community Bank Sb Of Monticello, Indiana is a FDIC-insured bank (FDIC certificate #30065). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Community Bank Sb Of Monticello, Indiana?

Peoples Community Bank Sb Of Monticello, Indiana holds $43 million in total assets, ranking 13th of 89 banks we track in Indiana. It operates 1 branch.

Does Peoples Community Bank Sb Of Monticello, Indiana have CFPB complaints?

No CFPB complaints against Peoples Community Bank Sb Of Monticello, Indiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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