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Kentland Federal Savings And Loan Association

Kentland, IN · Est. 1920
F
Trust Grade
Weak
Score: 43/100

Kentland Federal Savings And Loan Association is a bank based in Kentland, Indiana, established in 1920, with $4 million in total assets across 1 branch. By Trust Grade it ranks 89th of 89 banks we track in Indiana. Its capital ratio of 3.9% trails most similarly sized banks (1th percentile), versus a Indiana median of 9.6%. It posted a loss over the most recent period (-4.70% return on assets), a point to watch. No consumer complaints against Kentland Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.8M
<$100M institution
Deposits
$3.7M
Branches
1
Capital ratio
3.9%
Bottom 1% of <$100M peers · Indiana median 9.6%
Return on assets
-4.7%
Bottom 2% of <$100M peers · Indiana median 1.05%
Rank in Indiana
#89
of 89 banks

How Kentland Federal Savings And Loan Association compares to Indiana peers

Capital ratio
Bottom 1% of <$100M peers
Kentland Federal
3.9%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Kentland Federal
-4.7%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Kentland Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
43/100
Customer experience
n/a
Overall
F · 43
  • Below the well-capitalized threshold (3.9%)
  • Unprofitable over the period (ROA -4.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kentland Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 116 N 3rd St, Kentland, IN 47951

Are deposits at Kentland Federal Savings And Loan Association insured?

Yes. Kentland Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28722). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kentland Federal Savings And Loan Association: frequently asked questions

Is Kentland Federal Savings And Loan Association a good bank?

Kentland Federal Savings And Loan Association earns a Bankzia Trust Grade of F (43/100, "Weak"), based on a financial-strength score of 43/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.9%); Unprofitable over the period (ROA -4.70%).

Is Kentland Federal Savings And Loan Association FDIC-insured?

Yes. Kentland Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28722). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kentland Federal Savings And Loan Association?

Kentland Federal Savings And Loan Association holds $4 million in total assets, ranking 89th of 89 banks we track in Indiana. It operates 1 branch.

Does Kentland Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Kentland Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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