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Generations Community Bank

Indianapolis, IN · Est. 2026 · Website ↗
C
Trust Grade
Average
Score: 73/100

Generations Community Bank is a bank based in Indianapolis, Indiana, established in 2026, with $26 million in total assets across 1 branch. By Trust Grade it ranks 87th of 89 banks we track in Indiana. Its capital ratio of 99.1% is stronger than 100% of similarly sized banks, versus a Indiana median of 9.6%. It posted a loss over the most recent period (-38.54% return on assets), a point to watch. No consumer complaints against Generations Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.1M
<$100M institution
Deposits
$102K
Branches
1
Capital ratio
99.1%
Top 0% of <$100M peers · Indiana median 9.6%
Return on assets
-38.5%
Bottom 0% of <$100M peers · Indiana median 1.05%
Rank in Indiana
#87
of 89 banks

How Generations Community Bank compares to Indiana peers

Capital ratio
Top 0% of <$100M peers
Generations Community
99.1%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
Generations Community
-38.5%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Generations Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (99.1% capital ratio)
  • Unprofitable over the period (ROA -38.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Generations Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2110 N Illinois St, Indianapolis, IN 46202

Are deposits at Generations Community Bank insured?

Yes. Generations Community Bank is an FDIC-insured bank (FDIC certificate #59365). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Generations Community Bank: frequently asked questions

Is Generations Community Bank a good bank?

Generations Community Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (99.1% capital ratio); Unprofitable over the period (ROA -38.54%).

Is Generations Community Bank FDIC-insured?

Yes. Generations Community Bank is a FDIC-insured bank (FDIC certificate #59365). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Generations Community Bank?

Generations Community Bank holds $26 million in total assets, ranking 87th of 89 banks we track in Indiana. It operates 1 branch.

Does Generations Community Bank have CFPB complaints?

No CFPB complaints against Generations Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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