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Scottsburg Building And Loan Association

Scottsburg, IN · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Scottsburg Building And Loan Association is a bank based in Scottsburg, Indiana, established in 1889, with $78 million in total assets across 1 branch. By Trust Grade it ranks 59th of 89 banks we track in Indiana. Its capital ratio of 17.2% is stronger than 80% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Scottsburg Building And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.9M
<$100M institution
Deposits
$61.4M
Branches
1
Capital ratio
17.2%
Top 20% of <$100M peers · Indiana median 9.6%
Return on assets
0.2%
Bottom 19% of <$100M peers · Indiana median 1.05%
Rank in Indiana
#59
of 89 banks

How Scottsburg Building And Loan Association compares to Indiana peers

Capital ratio
Top 20% of <$100M peers
Scottsburg Building
17.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of <$100M peers
Scottsburg Building
0.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Scottsburg Building And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (17.2% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Scottsburg Building And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 306 W Mcclain Ave, Scottsburg, IN 47170

Are deposits at Scottsburg Building And Loan Association insured?

Yes. Scottsburg Building And Loan Association is an FDIC-insured bank (FDIC certificate #29910). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Scottsburg Building And Loan Association: frequently asked questions

Is Scottsburg Building And Loan Association a good bank?

Scottsburg Building And Loan Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (17.2% capital ratio); Profitable (ROA 0.16%).

Is Scottsburg Building And Loan Association FDIC-insured?

Yes. Scottsburg Building And Loan Association is a FDIC-insured bank (FDIC certificate #29910). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Scottsburg Building And Loan Association?

Scottsburg Building And Loan Association holds $78 million in total assets, ranking 59th of 89 banks we track in Indiana. It operates 1 branch.

Does Scottsburg Building And Loan Association have CFPB complaints?

No CFPB complaints against Scottsburg Building And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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