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The Old Exchange National Bank Of Okawville

Okawville, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

The Old Exchange National Bank Of Okawville is a bank based in Okawville, Illinois, established in 1910, with $92 million in total assets across 1 branch. By Trust Grade it ranks 237th of 328 banks we track in Illinois. Its capital ratio of 8.6% trails most similarly sized banks (15th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against The Old Exchange National Bank Of Okawville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.1M
<$100M institution
Deposits
$80.7M
Branches
1
Capital ratio
8.6%
Bottom 15% of <$100M peers · Illinois median 10.3%
Return on assets
1.2%
Top 39% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#237
of 328 banks

How The Old Exchange National Bank Of Okawville compares to Illinois peers

Capital ratio
Bottom 15% of <$100M peers
The Old
8.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
The Old
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Old Exchange National Bank Of Okawville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Old Exchange National Bank Of Okawville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 110 E Walnut St, Okawville, IL 62271

Are deposits at The Old Exchange National Bank Of Okawville insured?

Yes. The Old Exchange National Bank Of Okawville is an FDIC-insured bank (FDIC certificate #3827). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Old Exchange National Bank Of Okawville: frequently asked questions

Is The Old Exchange National Bank Of Okawville a good bank?

The Old Exchange National Bank Of Okawville earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.18%).

Is The Old Exchange National Bank Of Okawville FDIC-insured?

Yes. The Old Exchange National Bank Of Okawville is a FDIC-insured bank (FDIC certificate #3827). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Old Exchange National Bank Of Okawville?

The Old Exchange National Bank Of Okawville holds $92 million in total assets, ranking 237th of 328 banks we track in Illinois. It operates 1 branch.

Does The Old Exchange National Bank Of Okawville have CFPB complaints?

No CFPB complaints against The Old Exchange National Bank Of Okawville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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